Ha! Okay, if you want to know the truth, I actually bought this Taylor and a Fender (Squire) Jazz bass...so, yes I'm broke and will be making "same as cash payments" for the next year.

Although doesn't look fancy, it has a sweet mid-range tone, is an acoustic/electric and has FANTASTIC action!! I have a cousin that specializes in fixing acoustic musical instruments, and I'm sure that he can make a minor adjustment to lower the action a little more. This is the easiest acoustic guitar I've ever played on. bare cords up by the 12th fret sound crisp with no rattle or pain on the fingers!! I love it!! It beat all the high end Martins and Gibsons I tried out. I wasn't even looking to buy, but I couldn't pass it up. You know when you've met the right guitar...know what I mean?
I actually looked at a Tobias, but the Squire was way less expensive and it also "felt right"....(Yes, I'm impulsive...but despite this spending spree, I'm getting better)
The Tobias is sweet bass, but I just needed a cheap bass to record...no fancy slapping and popping from me.

Cool to know there are more musicians on the boards...we should form our own Kirby Krackle. JK